Bank Of You
Budgeting app that logs discretionary spending and turns overspending into owed debt.
Kevin Lawrence · Finance · Free
iPhone screenshots
What’s New
Version 1.3 ·
-Built for iPhone Duo: controls move to the side bar, and unfolding shows your overview alongside your dashboard. Sheets stay open when you fold or unfold. -New Overview: a This Month summary, a balance chart that turns red below $0 (choose a 7–90 day range in Settings), and an Upcoming Transaction Calendar. -Account colors: pick from 30 colors to tell your accounts apart at a glance. -Smoother editing: add and edit screens open as sheets, and Save only lights up once you’ve changed something. -Delightful touches: new transactions slide in, deleted ones disintegrate, and long titles scroll.
App Store descriptionWritten by the developer.
Bank of You is a budgeting app built to help you control discretionary spending. Every purchase you log goes into a simulated “account,” letting you see your balance rise and fall in real time. If you spend more than you’ve set aside, the app automatically creates a debt to yourself. That debt accrues interest until you repay it, turning overspending into a clear cost you can’t ignore. It’s a straightforward way to stay disciplined, track spending, and make overspending matter. Use Bank of You to: Track discretionary spending daily Stay accountable to your own budget limits See the real cost of overspending
Bank Of You on iPhone Duo: FAQ
Is Bank Of You optimized for iPhone Duo?
The developer or App Store listing mentions iPhone Duo support.
How much does Bank Of You cost?
Bank Of You is free to download on the App Store.
More Finance apps
See all ›Splits bills and keeps a running per-person ledger so you know who owes you.
Tracks all your recurring subscriptions in one place with renewal reminders and spending insights.
A long-running currency converter covering more than 160 currencies
Tracks spending, income, bills, savings goals, and net worth in one budget app.
Manual money manager for India tracking UPI expenses, debts, EMIs and budgets.
Organizes bills, spending and income on a calendar with reminders and balance forecasts.

